In the event of a member’s death, dependent children are entitled to an orphan’s pension until they are 20 years old, or 25 years old if they are in full-time education, provided that they are unemployed and unmarried.
The pension is based on the final reference salary and calculated according to the following rates:
- 24% for one orphan
- 34% for two orphans
- 40% for three orphans, etc.
A double orphan’s pension is paid if the other parent is no longer alive or is unable to provide adequate maintenance for the child.
The amount is based on final reference salary and calculated according to the following rates:
- 38.5% for one orphan;
- 38.5% + 2 x child allowance (maximum amount) for two orphans;
- 38.5% + 4 x child allowance (maximum amount) for three orphans, etc.
The total of the pensions of the surviving spouse and of the orphan(s) cannot exceed your final reference salary.
Benefits are paid monthly in Swiss francs into a personal bank account in Switzerland between 6 and 8 of the month.