The amount of the disability pension (partial or total) is based on the following data:

• The Fund’s Rules applicable at the time you joined
• Reference salary
• Years of membership you would have reached at the applicable retirement age (non-occupational disability) or maximum years of membership (occupational disability)
• Disability rate
• Reduction factor in the event of incomplete contributions

Disability Pension Article II 3.01

Disability is a certified* permanent incapacity for work resulting from physical and/or mental impairment. It can be total or partial.
*Certification is a written statement by a doctor attesting a given medical condition.

Calculation

• If you joined the Fund on or before 31 December 2011:
  • 2% of your final reference salary x years of membership x disability rate x reduction factor for incomplete contributions (if relevant)
• If you joined the Fund on or after 1 January 2012:
  • 1.85% of the average of your last 36 months’ reference salaries x years of membership x disability rate x reduction factor for incomplete contributions (if relevant)

Duration

The partial disability pension ceases on:

• the last day of the month of the beneficiary’s death
• the day when the partial disability disappears
• the day when the partial disability becomes total

The partial disability pension is replaced by a retirement pension on the first day of the month in which the member retires.

The total disability pension ceases on:

• the last day of the month of the beneficiary’s death
• the day when the disability disappears or is reduced to less than 50%
• the day when the beneficiary resumes membership

The total disability pension is replaced by a retirement pension of the same amount on the first day of the month following the date on which the member reaches the applicable retirement age.

To find out more