In the event of the beneficiary’s death, dependent children (as long as they are recognised as such by the Fund) are entitled to an orphan’s pension until they are 20 years old, or 25 if they are in full-time education, provided that they are unemployed and unmarried.
The orphan’s pension is based on the beneficiary’s final reference salary and calculated according to the following rates:
- 24% for one orphan
- 34% for two orphans
- 40% for three orphans, etc.
A double orphan’s pension is paid if the other parent is no longer alive or is unable to provide adequate maintenance for the child.
The amount is based on the final reference salary and calculated according to the following rates:
- 38.5% for one orphan;
- 38.5% + 2 x child allowance (maximum amount) for two orphans;
- 38.5% + 4 x child allowance (maximum amount) for three orphans, etc.
The total of the pensions of the surviving spouse and of the orphan(s) cannot exceed the benefits (pension and allowances) of the deceased beneficiary.
Benefits are paid monthly in Swiss francs into a personal bank account in Switzerland between 6 and 8 of the month.